FIRST-TIME BUYER

Buying a Home? Let Me Help You Understand Where to Start.

Arlicia Jones, Loan Officer with Elite Lending Solutions

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Arlicia Jones, Loan Officer, Elite Lending Solutions, Mortgage Broker and Mortgage Lender, NMLS 1550570, Licensed in TX, FL, GA, CO, NJ, and SC.

I am Arlicia Jones with Elite Lending Solutions. I help first-time buyers understand where to start, what the mortgage process involves, and what to have ready, so you can move forward with clear information.

Who This Is For

First-time buyers, buyers returning to homeownership, and buyers who want a clear explanation of mortgage options, what they can afford, and how to prepare for the mortgage process. I work with buyers in TX, FL, GA, CO, NJ, and SC.

What I Help With

Understanding Your Mortgage Options; Understanding What You Can Afford; Preparing for the Mortgage Process; Communicating Throughout Your Purchase.

How Working Together Looks

Step 1: We talk through your goals and current situation. Step 2: We review the information needed for your mortgage review. Step 3: We look at options that fit your situation. Step 4: We prepare for the next steps in your purchase. Step 5: I keep you informed throughout the process.

What to Have Ready

Identification, recent income documentation, recent bank statements, information about debts and assets, and information about the home and price range you are considering. Documents needed can vary by situation.

Common Questions

Do I need perfect credit? Not necessarily. Do I need 20 percent down? Not necessarily. What if I am self employed? Documentation may look different. Is prequalification the same as preapproval? No, and neither is a guarantee. A preapproval does not mean a loan is guaranteed. How long does the process take? It can vary. Do you work outside Texas? Yes, in TX, FL, GA, CO, NJ, and SC.

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Arlicia Jones, Loan Officer, Elite Lending Solutions, Mortgage Broker and Mortgage Lender, NMLS 1550570, Licensed in TX, FL, GA, CO, NJ, and SC.